Putting your needs first & achieving your goals is my #1 focus. As a fee-only fiduciary, I work for you, the client. Not a brokerage house, bank, or insurance company. Dedicated to understanding your unique goals and circumstances, I look out for your best interests. Portfolios and recommendations are unencumbered by the conflicts inherent in commission and fee based arrangements. Regular communication and a state of the art digital portal help to ensure you remain on the path to success. Let’s create more clarity in your financial life, so you can concentrate on achieving your goals!
How to Start
Call (856) 685-5051 to discuss your needs further, or schedule time for a brief intial consultation at your convenience below. We will discuss your goals and situation, review at a high level your income, assets and liabilities. If a custom plan needs to be tailored, we can discuss. If you would like to proceed, we start right away by scheduling a full discovery meeting, or take some time to think it over… no obligation.
What to expect
Our discovery meeting is for data gathering and goal sharing. You can share information with me securely online, or bring printed copies. When you decide to proceed, I collect a deposit and we schedule a follow up meeting. Delivery meetings will cover the plan, recommendations, and identify areas for follow up.
starts at $2,400
This is a modified plan for those looking to validate they are on track and create an investment plan to reach their financial freedom goals. This package includes data gathering and 2 –ninety minute delivery meetings addressing:
Define lifestyle & timing.
CASH FLOW PLANNING
Review savings plans, ensure adequacy
Determine your emergency fund/ cash stash
LONG TERM PLANNING
Review options for long term care including insurance, CCRC’s and other strategies.
Calculate risk tolerance and recommend an asset allocation appropriate for you. Suggest a diversified, low cost portfolio to meet your needs.
Review your long-term income & expense projections to help you stay on track and evaluate scenarios.
Determine when to take social security
Full Comprehensive Plan
starts at $3,200
It covers all financial planning areas, including the Retirement plan plus a 3rd meeting to cover (as applicable) areas such as:
Additional goals e.g. college savings, debt reduction plans, budgeting help
Income tax review and recommendations
Needs for life, disability & umbrella insurance given your personal situation and circumstances
Stock Options / RSUs / Other company stock: Review options and plan exercises.
Review estate plans & ensure appropriateness given a dynamic tax landscape and your own circumstances. Coordinate with your attorney.
Together, we will keep you on track, with wealth management services that will help you live your goals by building the financial framework to support the life you want to lead. I will educate, motivate and support you with clear and honest professional guidance to help you to make wise decisions in pursuit of your goals, allowing you to be organized and less stressed over managing your finances. Benefits include:
Maintained & updated financial plans
Plans and performance at your fingertips, on your computer or mobile device
Regular meetings & quick decision making support
Budget & Spending tools & monitoring
Full service fee-only investment management, never swayed by commissions. For more information see the Wealth Management Brochure or sample annual service calendar.