As a fee-only fiduciary, I work for you, the client. Not a brokerage house, bank, or insurance company. My promise to you is to always be transparent, and seek first to understand your unique goals and circumstances, and look out for your best interests.
We strive to educate, motivate and support you with clear and honest professional guidance to help you to make wise decisions in pursuit of your goals, allowing you to be organized and less stressed over managing your finances.
Regular communication and a state of the art digital portal help to ensure you remain on the path to success. Portfolios and recommendations are unencumbered by the conflicts inherent in commission and fee based arrangements.
Management Fees are based on investible assets at an annual rate of 1% on assets <$1mm, and 0.3% over $1mm and are payable quarterly in arrears (subject to a minimum quarterly fee of $2,000). The fee will be paid by debiting your account directly. The first payment will be pro-rated from our agreement date and due on the last day of the quarter following receipt of the signed retainer agreement. Clients who have not participated in a financial plan may be subject to a set up fee of $750.
*Investable Assets may include all taxable, tax-free and tax-deferred accounts; 401k plans, deferred compensation plans, IRAs and Roth IRAs, Section 529 plans and cash accounts regardless of whether the accounts are directly under the management of Financial Compass, LLC. This will be determined on a case by case basis depending on client needs. A maximum of up to $100,000 of cash held in a checking account, savings account, money market or CD’s will be excluded from the total managed portfolio.